Stupid insurance quote - HELP! - sorted now

[St.George]

Although I've been into bikes for years, I'm new to the actual riding side of it so here goes....

I passed my test in September and have been looking around for a bike to buy when I get back to the UK in December.

I'm 27 Years old, no no claims obviously, got a mortgage, a garage and the bike is being bought purely for leisure. No motoring or criminal convictions etc etc.

Got a quote through Bike Trader for a 53 reg CBR 600RR valued at £3,600.........................£9781.90 fully comp. I nearly had a heart attack!

Anybody else think this is slightly excessive?? I'm new to this but it seems that insurance companies just take the Michael!!

Anyone got any pointers to companies who specialise in new riders? Help would be greatly appreciated.

[billinom8s]

ouch

will it be garaged ? Alarmed ? Sometimes this helps.

Trouble is you are seen as a big risk on a full on sportsbike. Have you tried the likes of mce and ebike for insurance.

Age doesn't seem to matter with insurance, tends to be bike group/performance x years license held.

Try looking at older bikes, blades, gixxers, R1s. As they seem to be cheaper to insure bujt still have the ability to make you smile

[St.George]

Yeah it will be garaged and I think the 53 reg onwards come with HISS a standard or am I wrong?

Looks like I might have to look at older models or even look towards the likes of the Hornet or the Bandit for a year or two to build up some no claims.

I knew it wouldn't be cheap getting started but nothing prepared me for that.

[deej]

Who quoted you that,I'll guess at carole nash


I've just insured the duke with mce insurance but went through gocompare.com. Weirdly it was 30quid a year dearer going direct than it was using a comparisson site. Use gocompare or mcn's compare site as it means only inputting your details once

[bambam]

thats absolutely ridiculous

the honda will have HISS as standard for defo if it's a rr3 model.....as i had one.
cracking bike by the way

have you tried an insurance comparison site.there is plenty to choose from.

[St.George]

I went through the comparison engine on Biketrader and it came back with that quote from a company called Red Star?? Never heard of them.

Just been through comparethemarket.com and inputted the same details but went for TPFT and got a quote for £329.00. The difference is criminal!!!!

Really does go to show that it pays to shop around. As for it being a cracking bike, have been torn between this and the Trumpet 675 for a while but the latter is just out of reach in terms of budget.....unless anyone knows anyone selling one for around the 3,500 mark??

[bambam]

yep that sounds about right.
the first couple of years i was tpft due to the cost.
now i'm a aged old washed up has been i get cheaper insurance

[St.George]

yep that sounds about right.
the first couple of years i was tpft due to the cost.
now i'm a aged old washed up has been i get cheaper insurance

Your only as old as you feel bambam

[layne]

yep that sounds about right.
the first couple of years i was tpft due to the cost.
now i'm a aged old washed up has been i get cheaper insurance

Your only as old as you feel bambam

DON'T start him on that - or Funky

[Funky]

Must resist unhelpful derogatory comment...


have you tried confused.com?

they seem to sort me out most years. £148 fully comp this year.

[TLS-Moose]

Must resist unhelpful derogatory comment...

Unusual for you

have you tried confused.com?

they seem to sort me out most years. £148 fully comp this year.

given your record, are you sure that's not per month

[billinom8s]

i am sure all those write-offs were in his last insurance year so they probs don't know about his continuing battle with centrfugal force.

[deej]

I went through the comparison engine on Biketrader and it came back with that quote from a company called Red Star?? Never heard of them.

Just been through comparethemarket.com and inputted the same details but went for TPFT and got a quote for £329.00. The difference is criminal!!!!

Really does go to show that it pays to shop around. As for it being a cracking bike, have been torn between this and the Trumpet 675 for a while but the latter is just out of reach in terms of budget.....unless anyone knows anyone selling one for around the 3,500 mark??

red star are usually the underwriters to the policy,i know they have been on some of mine over the years.

anyways i just paid £86 with mce insurnce and that included adding the wife as a named rider

[St.George]

Happy Days. Been through compare the market on a few different bikes now and I seem to be getting some good figures. Cheers for the recommendations - now I've just gotta get the bike............

[123luvaman]

im with mce and im paying 23 pound a month aged 20 on a gpz900 r and 6 points work going to http://www.thebikeinsurer.co.uk/